Terms of Service

Last updated: January 2025

1. Acceptance of Terms

By accessing or using Ruzo, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services. Ruzo reserves the right to modify these terms at any time, and your continued use of the service constitutes acceptance of any changes.

2. Description of Service

Ruzo is an AI-powered financial assistant designed to help users with personal finance and investment decisions in India. Our service provides educational information and general guidance, but does not constitute financial advice.

The information provided by Ruzo is for informational purposes only and should not be considered as professional financial, investment, or tax advice. Always consult with a qualified financial advisor before making investment decisions.

3. User Accounts

To access certain features of Ruzo, you may be required to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

  • You must provide accurate and complete information when creating an account
  • You must be at least 18 years old to use our services
  • You are responsible for keeping your password secure
  • You must notify us immediately of any unauthorized use of your account

4. Acceptable Use

You agree not to use Ruzo for any unlawful purpose or in any way that could harm the service or its users. Prohibited activities include:

  • Attempting to gain unauthorized access to our systems
  • Using the service to distribute malware or harmful content
  • Impersonating others or providing false information
  • Using automated systems to access the service without permission

5. Intellectual Property

All content, features, and functionality of Ruzo, including but not limited to text, graphics, logos, and software, are owned by Ruzo and protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written consent.

6. Limitation of Liability

Ruzo is provided on an "as is" and "as available" basis. We make no warranties, expressed or implied, regarding the accuracy, reliability, or availability of the service. In no event shall Ruzo be liable for any indirect, incidental, special, or consequential damages arising from your use of the service.

7. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of India. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts in Bangalore, Karnataka.

8. Contact Us

If you have any questions about these Terms of Service, please contact us at legal@ruzo.in